Broker Check

Risk Management


Our insurance strategy is very simple. We protect against the three major contingencies that can devastate you financially:

  1. You can die too soon
  2. You can live too long
  3. Or you could break down on the journey

Unlike any other investment decision you make, this one is always on the clock because for everyone tomorrow always comes in their lives—one day you’re insurable and the next you’re not.

When death or disability occurs and expenses and/or taxes are demanded there are only three options:

  • You can sell assets (often at fire sale prices) getting pennies on the dollar
  • You can try to take out a loan (often at the time you are least credit worthy)
  • Or you can settle your liabilities with insurance

Plan for the expected, but prepare for the unexpected.